Re$ubmitIt®
We know you're serious about your business
And we are serious about you.

Commerce Bank is here to help you with all of your business needs, including one of your biggest headaches—returned checks.

LOGON Recovers 100% of the face value of all checks collected electronically Increases collection rates Recovers items more quickly Reduces cost of manual processing Provides collection status 24/7 via the Internet Allows you to focus on serving customers, not collections

Commerce Bank’s electronic check recovery service, Re$ubmitIt® significantly reduces the burden of collections, while potentially doubling your recovery rate. You collect more returned checks and get 100% of the face value of all checks that are collected electronically!

Click here to download an informative Adobe Acrobat .pdf file.

1. Returned checks are sent from Commerce Bank to Re$ubmitIt®, where they are converted into electronic items.
2. The electronic check file is processed and strategically timed for re-presentation to the check writer’s bank account for collection. Presenting checks at proven “time slots” improves the chance of collection.
3. If the item is not recovered on the first electronic re-presentment, it is re-cued for a second electronic re-presentment (third total). If this third presentment fails, the check will be sent to Re$ubmitIt’s traditional collections, or the check can be sent back to you.
4. Upon settlement, 100% of the face value of the check is reimbursed to you automatically. The check writer’s account is charged the state-regulated NSF fee to cover the cost of collection.

If you have questions or need additional information about Commerce Bank’s Re$ubmitIt® electronic check recovery service, call 1-866-860-5906.