Cash Management at Commerce
We succeed because we help you succeed.

Sweep and Investment Services:
Once your operating cash is collected, Commerce offers investment options to maximize the benefits.

Sweep Account
Our Sweep account allows you to invest idle funds in overnight purchase agreements, maximizing the return on your funds. Investments are immediately available to cover disbursements and daily reporting makes it easy to track investment activity.

(* Investments are not FDIC insured, not bank guaranteed and may lose value.)

We offer a number of investment and sweep services to assist you in maximizing your opportunities. Excess cash balances can be automatically invested to maximize earnings or to pay down loans and reduce interest expense.

Sweep to Investment
Any funds over a determined targeted level will be invested in an investment vehicle of your choice. Invested balances allow you to maximize the earning potential of surplus funds while ensuring the liquidity of your working capital.

Sweep to Line of Credit
A sweep to line of credit is executed when operating balances fall below a targeted level. Funds will be advanced under your existing line of credit to maintain your operating target amount. Excess balances are used to pay down your outstanding loan balances to reduce interest expense.

Sweep to Line Investment
A combination of the sweep-to-investment and sweep-to-line services, this service uses any excess balances to pay down your outstanding loan balances and/or invest in one of various investment vehicles. If deficient balances exist in your operating account, funds will be advanced under your line of credit or invested funds will be liquidated to bring operating balances up to your preferred level.

Call us at (508) 791-9674 or Email us.