Commerce Home Equity Loans
Or, how your house can help you build a better future.

Your home can be an excellent financial partner. For home improvement, college tuition, vacation, a new car—or for any other good reason—you won't find a better deal at any other area bank or credit union; Commerce Bank has the right home equity loan for you!

We offer financing at very competitive fixed rates, or low variable rates. All our home equity loan decisions are made locally, so you can count on quick responses.

You can begin your qualification process on-line , or pick up an application at any of our convenient branch locations.

A home equity loan is a mortgage or lien on your home. Home equity loans can be a very powerful tax-deductible financial tool. Since home equity credit is a type of mortgage, it shares lower interest rates and the tax advantages of mortgages. You can borrow up to $250,000 of your available home equity for virtually any purpose; in most cases, 100% of the interest paid each year is tax deductible. Ask your tax advisor regarding the possible tax benefits.

A home equity loan is a serious move because it is a lien on your home. As such, it shouldn’t be taken lightly. But there are many situations where it may be just what you need—from paying off credit card bills, to covering college tuition.

If you already have a Commerce Bank loan and deposit account you can have your payments automatically deducted from your deposit account each month. Banking couldn't be simpler, click here to see our wide array of personal accounts available. Call your local branch, 1-800-698-2265, or Email us.