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Certificate of Deposit Rates
As your local bank since 1955, we certainly don’t offer Impersonal Banking.
Still, we know that sometimes you just want to look at rates. Here they are.

The following rates are currently available as of May 5, 2008:

 

Smart CD
(Minimum Opening Deposit = $1,000.00)

CD Term

Interest Rate A.P.Y.*
12 Months 2.58% 2.65%
   

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Choose your Term CD
(Minimum Opening Deposit = $1,000.00)

CD Term

Interest Rate A.P.Y.*
11 or 18 Months 2.68% 2.75%
   

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Certificate of Deposit
(Minimum Opening Deposit = $1,000.00)

CD Term

Interest Rate A.P.Y.*
7 - 31 Days 0.98% 1.00%
91 Days 1.47% 1.50%
6 Months 1.47% 1.50%
12 Months 2.19% 2.25%
18 Months 2.19% 2.25%
24 Months 2.92% 3.00%
30 Months 2.92% 3.00%
36 Months 2.92% 3.00%
60 Months 2.92% 3.00%
   

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IRA Fixed Certificate
(Minimum Opening Deposit on Fixed Interest Rate IRA CD's = $500.00)

IRA Term Interest Rate A.P.Y.*
6 Months 1.47% 1.50%
12 Months 2.19% 2.25%
18 Months 2.19% 2.25%
24 Months 2.92% 3.00%
30 Months 2.92% 3.00%
36 Months 2.92% 3.00%
42 Months 2.92% 3.00%
60 Months 2.92% 3.00%
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IRA Choose your Term CD
(Minimum Opening Deposit = $500.00)

CD Term

Interest Rate A.P.Y.*
11 or 18 Months 2.68% 2.75%
   

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* A.P.Y. = Annual Percentage Yield
(Interest rates, terms, and other information are subject to change without notice. Penalties may be imposed for early withdrawal. Full disclosure of product terms and conditions is provided upon request before opening an account by contacting one of our branch offices. Commerce Bank makes no express or implied warranty regarding the information or data presented on this web site, and hereby expressly disclaims all legal liability and responsibility to persons or entities who use or access this web site and its content, based on their reliance on any information or data that is available through this web site).

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