Commerce Bank offers a range of checking accounts. We can help you choose the account that fits your needs. Consider these options:
- Commercial Checking
- Free Business Checking
- Bank at Work Checking
- Commerce Bank MasterCard® Business Debit Card
If your business maintains higher balances with more than 500 transactions per month, our commercial checking account offers greater flexibility. With no minimum balance required, your business can have an unlimited number of transactions. Depending upon your level of activity, volume of business and balance levels, an earnings credit allowance may offset service fees.
Free Business Checking
If you are a small business owner with fewer than 500 transactions per month, this is the account for you. Open the account with just $25.00, and you will enjoy:
- Free online banking
- No monthly fee
- No minimum balance requirement
- 500 free transactions per month
- QuickBooks compatibility
- Free bill pay
- Free debit card for you and your designated employees
- $50.00 credit toward your first check order
If you exceed 500 transactions per month, there is a $.50 per transaction fee.
Bank at Work Checking
Offer your employees the benefits of banking with Commerce, which include free checking with direct deposit, loan discounts and a variety of savings accounts. We will work with you to open accounts on-site and assist employees in switching banks.
To get started, call us at (800) 698-BANK(2265) or email us.
IOLTA (Interest on Lawyer’s Trust Accounts)
Our IOLTA accounts are designed to assist lawyers who are managing their client’s funds. Deposit at least $25.00 to open this account. Interest generated from funds is remitted to the state bar association to support law related charitable causes. Commerce Bank has consistently appeared on the Massachusetts IOLTA Committee’s list of banks due to our active participation in this program.
Commerce Bank MasterCard® Business Debit Card
The Commerce Bank MasterCard business debit card works just like a check to pay for purchases wherever MasterCard debit cards are accepted -- at millions of businesses worldwide. The money will be automatically deducted from your business checking account and transactions will appear on your monthly statement.