Commerce Bank MasterCard® Debit Card

The Commerce Bank MasterCard® Debit Card works just like a check and is safer than carrying cash, making it the fastest and most convenient way to pay. 

  • Use at millions of locations worldwide where MasterCard® debit cards are accepted
  • Purchase amounts are automatically deducted from your checking account.
  • Manage your money and keep track of purchases 24/7 with Online and Mobile Banking. 
  • Access your checking, savings or money market accounts at any of our 20 convenient ATM locations, as well as at ATMs around the world where you see the NYCE® or Cirrus® logo. See branch and ATM locations.
  • Build your savings automatically with everyday purchases when you enroll in the CommerceCentsSM savings program


Commerce Bank is a member of the SUM Network, giving you access to thousands of ATMs across the country. You can use any of these ATMs without paying a terminal owner fee*. View a list of participating institutions here.

If you do not have a Commerce Bank checking account, visit one of our branches to apply for an account.

For an existing account with no debit card, apply for a Commerce Bank MasterCard® Debit Card now!


Lost or Stolen Card

To report your card lost or stolen during business hours, please call (508) 797-6838 or (508) 797-6833. Business hours are Monday - Friday, 8 AM to 5 PM..

After business hours or on weekends and holidays, please call (800) 500-1044 to report your card lost or stolen.


Important Security Tips

Debit Card Fraud Monitoring


* Commerce Bank is not responsible for surcharges imposed at non-SUM Network ATMs. ATM point-of-sale fees may apply. Consult a Commerce Bank fee schedule or speak with a personal banker for details.

** Some Commerce Bank checking, savings, and money market accounts have transaction limits.