Commerce Bank MasterCard® Debit Card

The Commerce Bank MasterCard® Debit Card works just like a check and is safer than carrying cash, making it the fastest and most convenient way to pay. 

  • Use at millions of locations worldwide where MasterCard® debit cards are accepted. 
  • Purchase amounts are automatically deducted from your checking account.
  • Manage your money and keep track of purchases 24/7 with Online Banking and Mobile Banking. 
  • Access your checking, savings or money market accounts at any of our 19 convenient ATM locations, as well as at ATMs around the world where you see the NYCE® or Cirrus® logo. See branch and ATM locations.
  • Build your savings automatically with everyday purchases when you enroll in the CommerceCentsSM savings program.
 

 

Commerce Bank is a member of the SUM Network. We have joined forces with 475 other financial institutions giving you access to more than 2,500 ATMs throughout New England. You can use any of these ATMs without paying a terminal owner fee*. View a list of participating institutions here.

 

If you do not have a Commerce Bank checking account, visit one of our branches to apply for an account.

For an existing account with no debit card, apply for a Commerce Bank MasterCard® Debit Card now!

 

Daily Limit

You can use your Commerce Bank MasterCard® Debit card to withdraw cash or make PIN based point-of-sale purchases* through the NYCE® network of up to $500 a day or the available balance of your checking or money market** account, whichever is less.

You can use your Commerce Bank MasterCard® Debit card anywhere MasterCard® debit cards are accepted to make signature-based purchases of up to $2,500 a day or the available balance of your checking or money market** account, whichever is less.

Your combined daily withdrawal limit from your account is $3,000 or the available balance of your checking or money market account, whichever is less.

Most of our ATM locations accept deposits. View our ATM locations here.

You can transfer money between accounts accessed through your ATM card, up to the available balance in your account.

 

Lost or Stolen Card

To report your card lost or stolen during business hours, please call (508) 797-6838 or (508) 797-6833. Business hours are Monday - Friday, 8 AM to 5 PM..

After business hours or on weekends and holidays, please call (800) 500-1044 to report your card lost or stolen.

 

Important Security Tips

Debit Card Fraud Monitoring

 

* Commerce Bank is not responsible for surcharges imposed at non-SUM Network ATMs. ATM point-of-sale fees may apply. Consult a Commerce Bank fee schedule or speak with a personal banker for details.

** Some Commerce Bank checking, savings, and money market accounts have transaction limits.