Commerce Bank MasterCard® Debit Card

The Commerce Bank MasterCard® Debit Card works just like a check and is safer than carrying cash, making it the fastest and most convenient way to pay. 

  • Use at millions of locations worldwide where MasterCard® debit cards are accepted
  • Purchase amounts are automatically deducted from your checking account.
  • Manage your money and keep track of purchases 24/7 with Online and Mobile Banking. 
  • Access your checking, savings or money market accounts at any of our 20 convenient ATM locations, as well as at ATMs around the world where you see the NYCE® or Cirrus® logo. See branch and ATM locations.
  • Build your savings automatically with everyday purchases when you enroll in the CommerceCentsSM savings program


Commerce Bank is a member of the SUM Network, giving you access to thousands of ATMs across the country. You can use any of these ATMs without paying a terminal owner fee*. View a list of participating institutions here.

If you do not have a Commerce Bank checking account, visit one of our branches to apply for an account.

For an existing account with no debit card, apply for a Commerce Bank MasterCard® Debit Card now!


Lost or Stolen Card

To report your card lost or stolen during business hours, please call (508) 797-6838 or (508) 797-6833. Business hours are Monday - Friday, 8 AM to 5 PM..

After business hours or on weekends and holidays, please call (800) 500-1044 to report your card lost or stolen.


SecurLOCK Equip

All Commerce Bank consumer and business debit cards are eligible for SecurLOCK Equip, an enhanced debit card fraud monitoring service that allows cardholders to control how, when and where their card is used via a free app on their mobile device. Learn more.



Important Security Tips

Debit Card Fraud Monitoring


* Commerce Bank is not responsible for surcharges imposed at non-SUM Network ATMs. ATM point-of-sale fees may apply. Consult a Commerce Bank fee schedule or speak with a personal banker for details.

** Some Commerce Bank checking, savings, and money market accounts have transaction limits.