Commerce Bank’s checking accounts give you control of your money. We offer both free and interest-bearing accounts. Review our selection and find the account best suited to your needs.
All Commerce Banking checking accounts include:
- Free Online Banking, Bill Pay, and Person to Person (P2P) payments
- Free Mobile Banking and Mobile Check Deposit
- Free direct deposit
- Free Commerce Bank MasterCard® debit card
- Free eDocument Delivery
- Unlimited check writing
- Convenient branch hours
- Free ATM transactions at Commerce Bank ATMs
- ATM surcharges do not apply at SUM Network ATMs
Minimum Opening Deposit
|Our most rewarding checking account, featuring unlimited free ATM withdrawals and more||$50.00||
|Royal 50's Platinum Checking1||You're a member of our Royal 50's Club and maintain deposit balances.||$50.00||
|Commerce On-The-Go Checking||An account that allows you to bank anytime, anywhere, and however you want.||$10.00||
|Free Checking||Our Free Checking account is just that: free. There's no monthly fee and no minimum balance requirements.||$10.00||
Checking account Switch Kit: Here are the forms you need to change bank accounts.
1 Interest rates, terms and other information are subject to change without notice. Penalties may be imposed for early withdrawal.
2 May be reportable on form 1099.
3 This is special limited time offer. Offer cannot be combined with any other offer and is limited to one incentive per customer/account. Offer does not apply to second or multiple personal accounts; business and Free Checking accounts are excluded. Up to $100 worth of incentives available to new checking accountholders as follows: (1) Get $25 when you enroll in Direct Deposit; (2) Get $25.00 when you enroll in Bill Pay and make 3 bill payments; (3) Get $25 when you enroll in Mobile Check Deposit and make 1 Mobile deposit; (4) Get another $25 when you use your debit card for the new checking account to pay for at least 10 signature purchases from a merchant. Only new Commerce Bank customers are eligible for bonuses. Checking accountholders who meet all of the terms of the offer will receive incentive(s) within 90 days of the qualifying transaction(s); incentive(s) will be deposited directly into the respective Commerce Bank checking account. Will be reportable on form 1099.