Checking

Commerce Bank’s checking accounts give you control of your money. We offer both free and interest-bearing accounts. Review our selection and find the account best suited to your needs.

All Commerce Banking checking accounts include:

Compare Products

Product

Description

Minimum Opening Deposit

Benefits

Free Checking Our Free Checking account is just that: free. There's no monthly fee and no minimum balance requirements. Plus you can choose to get $751--it's as easy as 1-2-3 $10.00
  • No monthly service charge or minimum daily balance requirement
  • Earn up to $75 in bonuses
Interest Checking An interest-bearing checking account with a lower minimum balance $50.00
  • Maintain $100 average daily balance or establish direct deposit to waive $5.00 monthly service charge
  • One-time bonus of $25 when direct deposit established into this account
Lion's Share Checking This interest-bearing account establishes the relationship to receive our best rates on checking, savings, Money Market and CDs and will save you money in other ways $50.00
  • Maintain combined average daily balance of $5,000 for all depsoit products and outstanding loan balances to waive $15 monthly service charge
  • One-time bonus of $25 when direct deposit established into this account
  • 0.25% higher interest rate on Certificates of Deposit.
  • Free basic check order (limited to certain styles and quantities)
  • Free money orders, travelers checks and treasurer's checks (limited to 2 per month per account)
  • Free 3x5 safe deposit box for 1 year (must set up auto debit for rental payment after 1st year)
CampusChoice Checking Combines our free checking account features with additional benefits to meet the needs of college students. $10.00
  • Must be age 17-25 and attending college, either full- or part-time
  • No monthly service charge or minimum daily balance requirement

 

 

Checking account Switch Kit: Here are the forms you need to change bank accounts.

Direct deposit saves a trip to the bank and it’s easy to set up. Click here to start.