Free Checking

Our Free Checking account is just that: free. There's no monthly fee and no minimum balance requirements.For just $10, open a Free Checking account and many free services:

  • Free MasterCard® Debit Card
  • Free Online Banking
  • Free BillPay
  • Free Person to Person (P2P) Payments
  • Free CommerceCentsSM Savings Service
  • Unlimited check writing
  • No ATM surcharges at SUM network ATMs (Commerce Bank ATM fees apply)


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