Free Checking

Our Free Checking account is just that: free. There's no monthly fee and no minimum balance requirements. Plus you can choose to get $751--it's as easy as 1-2-3.

(1) Get $25 when you enroll in Direct Deposit

(2) Get an additional $25 when you make 10 debit card purchases

(3) Get another $25 when you sign up for e-statements and make three online bill payments.

For just $10, open a Free Checking account and receive a generous offering of perks:

  • Free MasterCard® Debit Card
  • Free Online Banking
  • Free BillPay
  • Free CommerceCentsSM Savings Service
  • Unlimited check writing
  • No ATM surcharges at SUM network ATMs (Commerce Bank ATM fees apply)

Apply Now

Reorder checks

 

 

 

 

1This is a special limited time offer. Offer cannot be combined with any other offer and is limited to one incentive per customer. Offer does not apply to second or multiple personal accounts; business accounts excluded. Up to $75 worth of incentives available to new checking accountholders as follows: (1) Get $25 when you enroll in Direct Deposit; (2) Get $25 when you use your debit card for the new checking account to pay for at least 10 purchases from a merchant; (3) Get another $25 when you sign up for e-statements and use our online bill payment service to pay three bills from your new checking account. Maximum $25 incentive available to existing checking accountholders as follows: Get $25 when you enroll in Direct Deposit. If currently enrolled, you will not receive an additional $25. No incentives are paid for debit card usage or online bill pays. Checking accountholders who meet all of the terms of the offer will receive incentive(s) within 90 days of the qualifying transaction(s); incentive(s) will be deposited directly into the Commerce Bank checking account.