Commerce Bank savings accounts offer competitive rates and easy access to your money when you need it. We understand that everyone has different needs and goals for saving; you can find a Commerce savings account that’s just right for you.
A money market that provides liquidity and offers a competive rate of interest, without a subsantial balance requirement.
A convenient way to save with easy ATM access. As a boost to your balance, when you use your Commerce Bank debit card, we round up the amount to the nearest dollar and automatically deposit the difference. Maintain a $100.00 average daily balance, and we will waive the $1.00 per month service fee.
Get a higher rate of return when you save for a specific amount of time. Check the rates link or stop by one of our branches to talk to one of our personal bankers.
Prepare for your retirement, your employees' retirement, or a child’s higher education. A tax-advantaged Individual Retirement Account (IRA) offers the potential to earn a higher return on your investments over time, compared with regular taxable investments. Commerce Bank offers a variety of options—plus unlimited professional advice to help you make the right choices for the future. To discuss your specific eligibility, please call one of our IRA specialists at: (508)797-6936, or email us.
Simplified Employee Pension (SEP) plans can provide a significant source of income at retirement by allowing employers to set aside money in retirement accounts for themselves and their employees. A SEP does not have the start-up and operating costs of a conventional retirement plan and allows for a contribution of up to 25 percent of each employee’s pay.