Savings

Commerce Bank savings accounts offer competitive rates and easy access to your money when you need it. We understand that everyone has different needs and goals for saving; you can find a Commerce savings account that’s just right for you.


 

Platinum Money Market

     

Premier Money Market

A money market account that provides easy access to your money along with our highest rate of return. 

Account Requirements:
$25,000 average daily balance waives $15 monthly service charge

View Current Rates

 

     

A money market that provides liquidity and offers a competive rate of interest, without a subsantial balance requirement.

Account Requirements:
$5,000 average daily balance waives $10 monthly service charge

View Current Rates

 

 


 

Commerce On-The-Go Savings

     

Savings Account

An account that helps you build savings and grants you access anytime, anywhere.

Account Requirements:
Must have either CommerceCentsSM
, Direct Deposit, or an automatic monthly transfer of $50 or more from a Commerce account; Must be enrolled in Online Banking and receive eDocuments

View Current Rates

 

     

A basic account that allows you to save money and earn interest without keeping a high balance.

Account Requirements:
$250 average daily balance waives $2 monthly service charge

View Current Rates

 

 

 


 

Certificate of Deposit (CD)

     

Individual Retirement
Account (IRA)

Earn a higher rate of return with the flexibility to choose your terms.

Account Requirements:
$1,000 minimum opening deposit; Terms range from 7 days to 60 months

View Current Rates

 


 

 

     

Start saving now for a comfortable retirement. We offer both Traditional and Roth IRAs - consult a financial advisor to determine which type would best suit your needs

Account Requirements:
$50 minimum opening deposit for 18-month variable IRA; $500 minimum opening deposit for an IRA CD; Contribute up to a certain amount each year based on your age or up to 100% of your earned income for the year (whichever is less)

View Current Rates

Learn More

 


 

Simplified Employee
Pension Plan (SEP)

       

Can provide a significant source of incomr by allowing employers to set aside money in retirement accounts for themselves and their employees. Does not have the start-up and operating costs of a conventional retirement plan and allows for a contribution up to 25% of each employee's pay.

Account Requirements:
Must be set up and funded by the employer